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Mortgage Broker In Essex -Friendly Mortgage Advisors In Essex

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Mortgage broker in Essex | Mortgage Advisor Essex

Are you in need of Mortgage Advice in Essex?

We are an independent mortgage broker in Essex that looks over the whole of the home mortgage market to bring you the best mortgage as well as insurance coverage products to fit your individual needs. Our skilled experts are right here to help you move right into your desire home. Friendly, fast as well as problem-free, our solution is readily available to all. We browse the “whole of the market”, implying we won’t quit looking till we locate the mortgage to suit your scenario.


There are many things to take into consideration when discovering the right economic product, which is why we prefer to meet face to face to place you at ease as well as answer all your questions. That is why you need a local home mortgage broker in Essex. We’re not simply ‘entire market suppliers’– we’re full-service carriers; we will be there for you every step of the means till completion and past.

We Are A Mortgage Broker In Essex - We Cover Essex And The Surrounding Area.

You might be tempted to go to your own bank as the first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal, it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to home ownership. We pride ourselves on making life easier for you and helping you understand how to navigate what can be a complex, jargon-filled industry. This is the advantage of seeing a local mortgage broker In Essex.

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Woodhall Mortgages –

Mortgage Broker


Call us: 0333 772 0330

Why Choose Woodhall Mortgages?

Woodhall Mortgages prides itself in delivering honest and straightforward services and advice to prospective home-owners. We are an independent mortgage broker specializing in residential mortgages, Buy-To-Let mortgages and remortgages.  We cover Essex and surrounding areas. Our mortgage specialists search the market for the most competitive interest rates, while also offering our clients a variety of financial solutions. Our goal is to make opening a mortgage account at any stage of life easy, efficient, transparent, and hassle-free.

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As your local Mortgage Broker in Essex, we take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover, and anything else financial in between. Being a small but experienced team of mortgage advisors means two things – you will always know who you are talking to, and we can really get to know you.

How To Get A Mortgage In Essex

Getting A Mortgage Made Easy

The 7 simple steps of the process of the house buying process with a mortgage broker in Essex

1) Work out a budget for your new home

This includes finding out the current worth of your existing house and just how much you can obtain. Your credit history, incomings and also outgoings play an important role in computing cost.  As a mortgage broker in Essex we can help you work out you affordability.

2) Find your dream property and make an offer

Where do you wish to move to? How many bedrooms would you like? Do you want a yard, a garage, accessibility to a local school? Once you have actually discovered your best house it’s time to make a deal.

3) Arrange your new mortgage

Tell us when you have actually made an offer and we’ll find you the most appropriate deal we can. You’ll require to designate a solicitor to look after the sale of your present home in addition to the acquisition of your new one. We will certainly require his or her details to proceed.

4) Surveys and contracts

A survey is usually carried out by the lender for peace of mind. This is usually paid for up front by the borrower. If the results are satisfactory to all then a Contract for Sale can proceed. It agrees a price and completion date.

5) Selling your home

Don’t neglect that selling your existing home might take a while. Are you planning to move after you sell? You might need to rent before moving into your new residential or commercial property or take out a Bridging Loan.

6) Completion and moving in

Prior to completion, your solicitor must formally request the finance funds from your lender. When this is attained it is just a matter of grabbing your new keys and moving into your new home!

7) Get the keys!

Just before completion, your solicitor needs to formally ask for the funding funds from your lender. Once this is attained it’s a matter of picking up your brand-new secrets and relocating to your new residence!

F.A.Q.s About Woodhall Mortgages

As your Mortgage Broker in Essex, we carry out a Fact Finder to establish your personal requirements before we suggest the most appropriate mortgage for your needs. A credit check is then needed for an Agreement in Concept. A formal home mortgage offer can be issued as soon as you have provided all the relevant documents and an appraisal of the home has been undertaken with the mortgage.

To avoid possible frustration, we recommend you acquire an agreement in Principle prior to you start viewing homes in Essex and the surrounding areas. At the very least you must get one prior to making an offer which can assist your bargaining position when purchasing a home. So if your looking for a mortgage broker in Essex we can help.

Typically, a mortgage in principle is valid for up to 90 days. If it expires before you need it, you can quite easily reapply, but be careful not to request too many mortgages in principle, as too many credit searches could end up damaging your credit profile.

It may be possible to get a second mortgage on your home in Essex for things like debt consolidation or home improvements/renovations. It may also be possible to take out a mortgage on a 2nd residential or commercial property if you’re wanting to use it for yourself, a relative, a vacation or a Buy to Let.

The minimum deposit when purchasing a house in Essex with high street lenders is typically 5%. This can be higher if you have had previous credit problems.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

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Mortgage Broker In Essex


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Why Essex Is A Great Place To Live

Essex is a great place to live.  Over 350 miles of beautiful coasts, a rich and interesting history and thousands of things to do.


Essex provides a home to all of your senses making it one of Essex’s top tourist attraction destinations. From the glitzy high jinks of the Sugar Hut to the Zen-like calm you can find at Blackwater Marshes, Essex has something for everyone to enjoy. You can experience Essex by spending time shopping in Chelmsford, which is the newest city in the UK, or visiting one of its historical landmarks like Colchester which is known as “Britain’s first city.” One thing that makes it easy to visit Essex is that you will never have any excuse not to come here because it’s located right next to London and two international airports are also located nearby. So make sure you visit some of these attractions before heading out because once you leave Lee Valley Park, there are even more places waiting for you!


Lets pretend for a moment that your senses are derived purely from the places where you live. What amazing things could you do here? Perhaps see how far your imagination can take you. Perhaps take in some breathtaking sights while keeping you stimulated, or fill your lungs with the fresh, crisp air which would make you not want to leave. Perhaps even taste an award-winning wine while imagining what it would be like roaming through the woods you call home while surrounded by wildlife big and small who reside there too. And why not explore just how awesome it could be if all of that was combined into one awesome moment in time where being part of the Essex lifestyle became an unforgettable memory.


And why not explore the senses! The scents that truly stimulate memories is possible in Essex. We have the distinguished bouquets of our artisan gardens, award-winning vineyards, or crispness of woodland centres for you to explore. Maybe enjoy an appetizer of fresh fish next to blue oceans with freshly baked treasures at your choice of farmers market? Be sure to satisfy your taste buds on scrumptious burst of jam and cream heaven at the home of Tiptree one day or choose from fine wines, delicacies or spas.


Essex has an incredible character unlike any other location in the U.K. From haunted history to great food to lovely parks – Essex has it all ! There are so many dimensions to this county that you will never tire of exploring it! You can visit your taste buds in our cities for example! Or you could go on a road trip, have art classes in Shakespeare’s hometown, stop by some wonderful pubs or just curl up in front of one of our modern cinemas! Whatever feels right for you, may the place enchant your senses if not your heart!


To learn more about living in Essex have a look at the Essex Country Council website.   if your looking to buy property in Essex, we are the Mortgage Broker In Essex that can help make that happen

Essex, England

About Essex, England

Essex is a county in the East of England. One of the home counties, it borders Suffolk and Cambridgeshire to the north, the North Sea to the east, Hertfordshire to the west, Kent across the estuary of the River Thames to the south, and Greater London to the south and south-west. The county town is Chelmsford, which is one of two cities in the county, the other being Southend-on-Sea which was granted city status on 1 March 2022. Colchester will become a city later in 2022 as part of the Queen’s Platinum Jubilee. For the purposes of government statistics, Essex is placed in the East of England region.

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