Are You Looking For A Mortgage In Huddersfield?
January 1, 2022
Request A Call Back From One Of Our Friendly Advisors
Mortgage Broker In Clacton On Sea
info@woodhallmortgages.co.uk
We are an independent mortgage broker that looks the whole of the home mortgage market to bring you the best mortgage as well as insurance coverage products to fit your individual needs. Our skilled experts are right here to help you move right into your desire home. Friendly, fast as well as problem-free, our solution is readily available to all. We browse the “whole of the market”, implying we won’t quit looking till we locate the mortgage to suit your scenario.
There are many things to take into consideration when discovering the right economic product, which is why we prefer to meet face to face to place you at ease as well as answer all your questions. That is why you need a local home mortgage broker in Clacton. We’re not simply ‘entire market suppliers’– we’re full-service carriers; we will be there for you every step of the means till completion and past.
We Are A Mortgage Broker In Clacton - We Cover Clacton And The Surrounding Area.
You might be tempted to go to your own bank as the first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal, it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to homeownership. We pride ourselves on making life easier for you and helping you understand how to navigate what can be a complex, jargon-filled industry. This is the advantage of seeing a local mortgage broker in Clacton.
Mortgage Broker In Clacton-on Sea
Call us: 0333 772 0330
info@woodhallmortgages.co.uk
Woodhall Mortgages prides itself in delivering honest and straightforward services and advice to prospective home-owners. We are an independent mortgage agent specializing in residential mortgages, covering Huddersfield. Our mortgage specialists search the market for the most competitive interest rates, while also offering our clients a variety of financial solutions. Our goal is to make opening a mortgage account at any stage of life easy, efficient, transparent, and hassle-free.
As your local Mortgage Broker in Clacton On Sea, we take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover, and anything else financial in between. Being a small but experienced team of mortgage advisers means two things – you will always know who you are talking to, and we can really get to know you.
This includes finding out the current worth of your existing house and just how much you can obtain. Your credit history, incomings and also outgoings play an important role in computing cost.
Where do you wish to move to? How many bedrooms would you like? Do you want a yard, a garage, accessibility to a local school? Once you have actually discovered your best house it’s time to make a deal.
Tell us when you have actually made an offer and we’ll find you the most appropriate deal we can. You’ll require to designate a solicitor to look after the sale of your present home in addition to the acquisition of your new one. We will certainly require his or her details to proceed.
A survey is usually carried out by the lender for peace of mind. This is usually paid for up front by the borrower. If the results are satisfactory to all then a Contract for Sale can proceed. It agrees a price and completion date.
Don’t neglect that selling your existing home might take a while. Are you planning to move after you sell? You might need to rent before moving into your new residential or commercial property or take out a Bridging Loan.
Prior to completion, your solicitor must formally request the finance funds from your lender. When this is attained it is just a matter of grabbing your new keys and moving into your new home!
Just before completion, your solicitor needs to formally ask for the funding funds from your lender. Once this is attained it’s a matter of picking up your brand-new secrets and relocating to your new home in Clacton-On-Sea!
We are an independent ‘whole of market’ mortgage broker in Clacton-On-Sea. This means we have access to the majority of mortgages on the market which includes all high street lenders such as Barclays, Santander, NatWest, and Halifax etc. We will assign you your own mortgage advisor that will take time to get to know you and your situation; this is vital in helping us provide information about the right mortgage solutions for you. Our mortgage advice aim is to look at the “overall value” of the best mortgages including the mortgage rate and the offers/deals that come with the rate.
First Time Buyer Mortgages in Clacton
As a first time buyer, buying your first home can be a daunting experience. Woodhall Mortgages is a mortgage broker in Clacton On Sea that holds a wealth of knowledge and experience to help you buy the perfect first home for you. Our mortgage brokers host a team of mortgage advisors that provides highly rated mortgage advice. The mortgage advisor teams are expert mortgage advisors in Clacton On Sea, local areas and the UK. We provide you with extremely helpful guidance helping you find mortgage solutions that suit your needs. We even work closely with a panel of solicitors that we will recommend to you. We are here to provide you with advice, and we’ll be with you every step of the mortgage process through the property purchase.
Our professional mortgage advisors are made up of a large team ready and available to support you. The tailored mortgage advice we provide means you will have your very own personal mortgage advisor to ‘hold your hand’. They will provide you with extremely helpful guidance and aim to answer any questions you may have to guide you through the whole mortgage process.
Once you have had an offer accepted on your new home, one of our professional mortgage advisors will complete your mortgage application for you. After the application is submitted the mortgage advisor will keep you and your solicitor updated every step of the way, taking all the stress and worry off you!
So that your application is processed quickly and efficiently, we will regularly chase the mortgage lender for updates as well as keep on top of estate agents and solicitors to guide your property purchase to complete smoothly and as quickly as possible.
We will also arrange the necessary insurances to ensure that you are adequately protected. These would include life cover/life insurance & home insurance. Once these are up and running you will be ready to exchange contracts which is the day it’s all official, you will soon be a homeowner!
Our work for you doesn’t stop there – once your mortgage deal comes to an end, we will contact you to arrange a financial review. This is where we find you another mortgage deal (remortgage) and check all related insurance policies to make sure you still have the most competitive policy.
Give the office a call for the most up to date information on deposits, gifted deposits, mortgages deals for first-time buyers and interest rates.
We offer amazing mortgage customer support service – look at our many 5-star reviews from our Clacton mortgages clients. Contact us about your first home: Speak to our mortgage advisers in Clacton at 0333 772 0330.
Mortgage Advice : Moving Home in Clacton On Sea
No matter how many times you have moved in the past, buying and selling your house is well known to be one of the most stressful experiences in life…unless you use Woodhall Mortgages to help you that is 😉
We take care of every aspect of getting the best professional mortgage advice service for moving home in Clacton and surrounding areas. Once we have an idea of how much your home is worth we will go through all of the financial figures with you. This will be to confirm that you have accounted for moving costs, solicitor’s fees and everything in between. After our mortgage advice, we will complete and submit your mortgage, recommend a proactive and reliable solicitor, liaise with estate agents and generally ensure your house move goes through with the minimal amount of fuss and hassle possible.
We will keep you and your solicitor updated and informed on your mortgage solutions on each step of your mortgage progress. We understand how frustrating and time consuming it is chasing all the relevant parties, so we take this stress and worry off your shoulders so all you need to do is start packing!
Yes, we provide independent mortgage advice in Clacton and across the UK but that is just the tip of the iceberg that is our very helpful range of property based services.
Woodhall Mortgages helps the people of Clacton On Sea, Essex and the rest of the UK with their mortgage. We are a mortgage broker Clacton On Sea, Essex but we also cover the entire UK with our online services.
We offer amazing mortgage clients support service – look at many 5-star reviews from our Clacton mortgage clients. Contact us about moving home: Speak to our mortgage advisors in Clacton on 0333 772 0330
Remortgage in Clacton On Sea
There are usually two reasons to arrange a remortgage, to save money or to raise money (sometimes we can even arrange both!) If your current mortgage deal comes to an end shortly or within the next 6 months, then contact our mortgage advisor team to find out what your next mortgage could be. We will be on hand with our mortgage advice and mortgage calculator to search the whole mortgage market. We know how to find the right mortgage by looking at the best available mortgage options open to you and that best suit your situation. This is the same for all of our mortgage clients.
If you are worried about your mortgage payments increasing, would like to reduce the term of your mortgage, take advantage of the low-interest rates or just want the security of knowing that your mortgage payments will be for a fixed period of time, we can calm your fears and work out the best course of action for you.
Maybe you would like to raise some money to carry out home improvements or to repay some debt. Give us an idea of how much you need and we can tell you the maximum you could borrow and how your monthly mortgage payments would be affected.
If you are wondering if there’s a “mortgage broker near me in Clacton On Sea” that genuinely cares – look no further!
As with all of our mortgages, we take care of all the details for you with support from one of our amazing local professional mortgage advisors in Clacton.
We do everything from being the perfect mortgage finders to submitting the mortgage application and even helping you complete the solicitor’s paperwork ready for completion. We keep in contact with you every step of the way, letting you know the progress of your remortgage. We will also review your current life cover/life assurance policies to ensure that they are up to date and adequate in line with your new mortgage.
Contact us about your remortgage: Speak to our mortgage advisors in Clacton on 0333 772 0330
Your home may be repossessed if you do not keep up repayments on your mortgage.
Buying a property or renting your old one out in Clacton On Sea?
Are you thinking of taking advantage of the low house prices and buying a property to let out?
Maybe you are thinking of buying a new property and renting out your old one?
Or maybe you are looking for quick, stress free mortgage support service to help finance and grow your buy to let property portfolio.
We have tons of experience with buy to let mortgages. You will be given a dedicated independent mortgage advisor from our fantastic team who will help and guide you with everything from mortgages, the rental income required by the mortgage lender to recommending a solicitor and arranging specialist landlords buildings insurance. Our mortgage brokers and property specialists know the recipe for a successful buy to let. We always strive to provide information to help guide you to save money and make your buy to let an overall profitable investment.
The Woodhall Mortgages team covering Clacton On Sea and surrounding areas, will be on hand to offer help on the sorts of properties that attract the highest rental income.
All of our Buy To Let advice and services are accompanied by the Woodhall Mortgages attitude along with our friendly, honest, reliable financial advice to all property buyers. You can rely on Woodhall Mortgages, who have plenty of first-hand experience in advising landlords about letting properties in Clacton. So if your looking for a mortgage broker Clacton On Sea give us a call.
Your home may be repossessed if you do not keep up repayments on your mortgage.
As your Mortgage Broker Clacton On Sea, we carry out a Fact Finder to establish your personal requirements before we suggest the most appropriate mortgage for your needs. A credit check is then needed for an Agreement in Concept. A formal home mortgage offer can be issued as soon as you have provided all the relevant documents and an appraisal of the home has been undertaken. with the mortgage.
To avoid possible frustration, we recommend you acquire an agreement in Principle prior to you start viewing homes in Clacton On Sea and the surrounding areas. At the very least you must get one prior to making an offer which can assist your bargaining position when purchasing a home. So if your looking for a mortgage broker Clacton we can help
Typically, a mortgage in principle is valid for up to 90 days. If it expires before you need it, you can quite easily reapply, but be careful not to request too many mortgages in principle, as too many credit searches could end up damaging your credit profile.
It may be possible to get a second mortgage on your home in Clacton for things like debt consolidation or home improvements/renovations. It may also be possible to take out a mortgage on a 2nd residential or commercial property if you’re wanting to use it for yourself, a relative, a vacation or a Buy to Let.
The minimum deposit when purchasing a house in Clacton On Sea with high street lenders is typically 5%. This can be higher if you have had previous credit problems.
It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.
info@woodhallmortgages.co.uk
Clacton is the most important seaside resort in Essex which many refer to as its capital! The town is well-known for its traditional British hospitality.
Clacton itself is a popular destination for those looking to blend the nostalgia of old with modern amusements and amenities – and one of its most famous features, the pier, displays classic British seaside charm around every corner. The Clacton Pier company recently took ownership and immediately set about restoring its famed attractions such as the Casino Royal Amusement Hall featuring over 800 slot machines and new equipment; the traditional helter-skelter, dodgems, seaquarium and Stella’s Revenge rollercoaster; as well as numerous restaurants specializing in English cuisine like fish and chips, scones, and home-brewed beers. If you’re interested in classic entertainment venues, however, there’s also a ten pin bowling lounge– because we care about family-oriented fun too!
The Clacton Factory Outlet shopping village has been popular with locals and visitors from across the region since it opened. With several key names from the high street, it offers a customer-friendly experience as well as up to 60% off prices on many items. With ample parking, facilities for mother and baby and the disabled – including free wheelchair loan – as well as places to eat and drink, it makes for a great location to indulge in a touch of retail therapy. There are also plans in the pipeline for a £10 million redevelopment of the site to include a multi-reel cinema, which is sure to bring even more visitors to the town.
Every year in August the beaches and greensward in Clacton come alive with festival spirit when the town hosts its incredibly popular and much-loved airshow. Organizers say 250,000 people flock to the area over the weekend and entry is free but there’s always a bucket on hand collecting donations that will be donated to local good causes. You’ll find plenty of stands, displays and refreshment concessions at this fun family event where Radio Airshow keeps onlookers updated with useful information such as when RAF Typhoons will take to the sky. Find out what is happening via its website.
Clacton Carnival is happening this month! It was founded in 1953 and it’s actually named after Harry Clacton, one of the founders. It takes place from August 12th to 20th from 10am-6pm and has Storytime as its theme. If you are looking for a good time, items to buy or simply want to enjoy a festive setting with lots of food and music you should definitely go! Check out the festival procession on the parade route, featuring appearances from Princesses and Queens, which starts at 2pm. The rest of the week features fun events including The Clacton Half Marathon on the 20th. Another great family celebration in Clacton full of colour and festivity – a true reflection of what makes this English seaside town so delightful.
Get in touch with one of our mortgage advisor in Clacton On Sea and we will be in touch.
Clacton-on-Sea, Rush Green, Clacton Beach, Seawick, Row Heath, Clacton Pier, Jaywick, Jaywick Sands Beach, Clacton Pavilion, Clacton & District Hospital, Clacton-on-Sea, Tendring District, Clacton Pier, Berechurch, The Beeches, Tendring District Council, Martello play area, Tendring District Council Offices, Frinton Beach, Seaspan
Lee was absolutely fantastic as, due to our circumstances, getting a mortgage wasn't at all straightforward. Lee listened to our needs and advised us on the best way forward. We were given really clear guidance on our options from the start and then Lee kept on our case with the lenders and the legal teams throughout. If we had being doing this ourselves the purchase would almost certainly have fallen through. Very, very highly recommended.
Lee is extremely helpful and provides a quality service for a very reasonable price. I couldn’t recommend him enough!
Lee has helped me throughout with my mortgage application. He has been there with advice and been very reassuring when I didn't have a clue what to do. I would definitely recommend him, he is very professional and efficient.
Lee did mine and my mums mortgage and he was great, very professional and kept me updated at all times. Would highly recommend!
Lee was excellent at getting me my mortgage always on available to answer any questions I had and got me the best mortgage possible highly recommended
Woodhall Mortgages
Croft Myl
W Parade
Halifax
HX1 2EQ
info@woodhallmortgages.co.uk
| Monday | 9am–5pm |
| Tuesday | 9am–5pm |
| Wednesday | 9am–5pm |
| Thursday | 9am–5pm |
| Friday | 9am–5pm |
| Saturday | Closed |
| Sunday | Closed |
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Woodhall Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. FCA No. 762513. Financial Services
Register https://register.fca.org.uk/
Registered address: Croft Myl, West Parade, Halifax, HX1 2EQ. Registered in England & Wales, registration number 10036232
We normally charge a fee which is dependent on your circumstances however a typical fee is £299.
A mortgage will be secured against your home
