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Mortgage Broker In Clacton On Sea -Independent Mortgage Advisors In Clacton

We Aim To Get You The Best Deal

Whole of the market advice

We do all the paper work for you

Are you in need of Mortgage Advice in Clacton?

We are an independent mortgage broker that looks the whole of the home mortgage market to bring you the best mortgage as well as insurance coverage products to fit your individual needs. Our skilled experts are right here to help you move right into your desire home. Friendly, fast as well as problem-free, our solution is readily available to all. We browse the “whole of the market”, implying we won’t quit looking till we locate the mortgage to suit your scenario.



There are many things to take into consideration when discovering the right economic product, which is why we prefer to meet face to face to place you at ease as well as answer all your questions. That is why you need a local home mortgage broker in Clacton. We’re not simply ‘entire market suppliers’– we’re full-service carriers; we will be there for you every step of the means till completion and past.

We Are A Mortgage Broker In Clacton - We Cover Clacton And The Surrounding Area.

You might be tempted to go to your own bank as the first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal, it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to homeownership. We pride ourselves on making life easier for you and helping you understand how to navigate what can be a complex, jargon-filled industry. This is the advantage of seeing a local mortgage broker in Clacton.

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Mortgage Broker In Clacton-on Sea

Call us: 0333 772 0330

Why Choose Woodhall Mortgages?

Woodhall Mortgages prides itself in delivering honest and straightforward services and advice to prospective home-owners. We are an independent mortgage agent specializing in residential mortgages, covering Huddersfield. Our mortgage specialists search the market for the most competitive interest rates, while also offering our clients a variety of financial solutions. Our goal is to make opening a mortgage account at any stage of life easy, efficient, transparent, and hassle-free.

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As your local Mortgage Broker in Clacton On Sea, we take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover, and anything else financial in between. Being a small but experienced team of mortgage advisers means two things – you will always know who you are talking to, and we can really get to know you.

How To Get A Mortgage In Clacton On Sea

Getting A Mortgage Made Easy

The 7 simple steps of the process of the house buying process with a mortgage broker in Clacton On Sea

1) Work out a budget for your new home

This includes finding out the current worth of your existing house and just how much you can obtain. Your credit history, incomings and also outgoings play an important role in computing cost.

2) Find your dream property and make an offer

Where do you wish to move to? How many bedrooms would you like? Do you want a yard, a garage, accessibility to a local school? Once you have actually discovered your best house it’s time to make a deal.

3) Arrange your new mortgage

Tell us when you have actually made an offer and we’ll find you the most appropriate deal we can. You’ll require to designate a solicitor to look after the sale of your present home in addition to the acquisition of your new one. We will certainly require his or her details to proceed.

4) Surveys and contracts

A survey is usually carried out by the lender for peace of mind. This is usually paid for up front by the borrower. If the results are satisfactory to all then a Contract for Sale can proceed. It agrees a price and completion date.

5) Selling your home

Don’t neglect that selling your existing home might take a while. Are you planning to move after you sell? You might need to rent before moving into your new residential or commercial property or take out a Bridging Loan.

6) Completion and moving in

Prior to completion, your solicitor must formally request the finance funds from your lender. When this is attained it is just a matter of grabbing your new keys and moving into your new home!

7) Get the keys!

Just before completion, your solicitor needs to formally ask for the funding funds from your lender. Once this is attained it’s a matter of picking up your brand-new secrets and relocating to your new home in Clacton-On-Sea!

F.A.Q.s About Woodhall Mortgages

As your Mortgage Broker Clacton On Sea, we carry out a Fact Finder to establish your personal requirements before we suggest the most appropriate mortgage for your needs. A credit check is then needed for an Agreement in Concept. A formal home mortgage offer can be issued as soon as you have provided all the relevant documents and an appraisal of the home has been undertaken. with the mortgage.

To avoid possible frustration, we recommend you acquire an agreement in Principle prior to you start viewing homes in Clacton On Sea and the surrounding areas. At the very least you must get one prior to making an offer which can assist your bargaining position when purchasing a home. So if your looking for a mortgage broker Clacton we can help

Typically, a mortgage in principle is valid for up to 90 days. If it expires before you need it, you can quite easily reapply, but be careful not to request too many mortgages in principle, as too many credit searches could end up damaging your credit profile.

It may be possible to get a second mortgage on your home in Clacton for things like debt consolidation or home improvements/renovations. It may also be possible to take out a mortgage on a 2nd residential or commercial property if you’re wanting to use it for yourself, a relative, a vacation or a Buy to Let.

The minimum deposit when purchasing a house in Clacton On Sea with high street lenders is typically 5%. This can be higher if you have had previous credit problems.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

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Mortgage Broker In Clacton On Sea

Mortgage Broker Clacton
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Why Clacton On Sea is a great place to live?

Clacton is the most important seaside resort in Essex which many refer to as its capital! The town is well-known for its traditional British hospitality.


Clacton itself is a popular destination for those looking to blend the nostalgia of old with modern amusements and amenities – and one of its most famous features, the pier, displays classic British seaside charm around every corner. The Clacton Pier company recently took ownership and immediately set about restoring its famed attractions such as the Casino Royal Amusement Hall featuring over 800 slot machines and new equipment; the traditional helter-skelter, dodgems, seaquarium and Stella’s Revenge rollercoaster; as well as numerous restaurants specializing in English cuisine like fish and chips, scones, and home-brewed beers. If you’re interested in classic entertainment venues, however, there’s also a ten pin bowling lounge– because we care about family-oriented fun too!


The Clacton Factory Outlet shopping village has been popular with locals and visitors from across the region since it opened. With several key names from the high street, it offers a customer-friendly experience as well as up to 60% off prices on many items. With ample parking, facilities for mother and baby and the disabled – including free wheelchair loan – as well as places to eat and drink, it makes for a great location to indulge in a touch of retail therapy.   There are also plans in the pipeline for a £10 million redevelopment of the site to include a multi-reel cinema, which is sure to bring even more visitors to the town.


Every year in August the beaches and greensward in Clacton come alive with festival spirit when the town hosts its incredibly popular and much-loved airshow. Organizers say 250,000 people flock to the area over the weekend and entry is free but there’s always a bucket on hand collecting donations that will be donated to local good causes. You’ll find plenty of stands, displays and refreshment concessions at this fun family event where Radio Airshow keeps onlookers updated with useful information such as when RAF Typhoons will take to the sky.  Find out what is happening via its website.


Clacton Carnival is happening this month! It was founded in 1953 and it’s actually named after Harry Clacton, one of the founders. It takes place from August 12th to 20th from 10am-6pm and has Storytime as its theme. If you are looking for a good time, items to buy or simply want to enjoy a festive setting with lots of food and music you should definitely go! Check out the festival procession on the parade route, featuring appearances from Princesses and Queens, which starts at 2pm. The rest of the week features fun events including The Clacton Half Marathon on the 20th. Another great family celebration in Clacton full of colour and festivity – a true reflection of what makes this English seaside town so delightful.


Get in touch with one of our mortgage advisor in Clacton On Sea and we will be in touch.

Other Areas In The UK We Cover

Clacton-on-Sea, England

About Clacton-on-Sea, England

Bus Stops in Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Pier Avenue (Stand D) Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Clacton Bus Garage Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Station Road Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Clacton Fire Station Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Church Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Police Station Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Britton Way Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Pier Avenue (Stand B) Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Railway Station (Stop 3) Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Jackson Road (Stand F) Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Martello Inn Clacton-on-Sea, England to Woodhall Mortgages

Bus Stop in Railway Station (Stop 2) Clacton-on-Sea, England to Woodhall Mortgages

Map of Clacton-on-Sea, England

Driving Directions in Clacton-on-Sea, England to Woodhall Mortgages

Driving Directions from Premier Inn Clacton-on-Sea (North/Colchester Road) hotel to Clacton-on-Sea, England

Driving Directions from Lifehouse Spa & Hotel to Clacton-on-Sea, England

Driving Directions from The Sandrock to Clacton-on-Sea, England

Driving Directions from The Melrose Hotel at the Beach to Clacton-on-Sea, England

Driving Directions from Wivenhoe House Hotel to Clacton-on-Sea, England

Driving Directions from The Kingscliff Hotel - Surya Hotels to Clacton-on-Sea, England

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Driving Directions from Esplanade Hotel to Clacton-on-Sea, England

Driving Directions from Seawick Holiday Park to Clacton-on-Sea, England

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Reviews for Woodhall Mortgages Clacton-on-Sea, England

Woodhall Mortgages Reviews

traci Newman

starstarstarstarstar (5)

Lee was absolutely fantastic as, due to our circumstances, getting a mortgage wasn't at all straightforward. Lee listened to our needs and advised us on the best way forward. We were given really clear guidance on our options from the start and then Lee kept on our case with the lenders and the legal teams throughout. If we had being doing this ourselves the purchase would almost certainly have fallen through. Very, very highly recommended.

Woodhall Mortgages Reviews

Ryan Treanor

starstarstarstarstar (5)

Lee is extremely helpful and provides a quality service for a very reasonable price. I couldn’t recommend him enough!

Woodhall Mortgages Reviews

Jacqui Lushington

starstarstarstarstar (5)

Lee has helped me throughout with my mortgage application. He has been there with advice and been very reassuring when I didn't have a clue what to do. I would definitely recommend him, he is very professional and efficient.

Woodhall Mortgages Reviews

Jade Leeigh

starstarstarstarstar (5)

Lee did mine and my mums mortgage and he was great, very professional and kept me updated at all times. Would highly recommend!

Woodhall Mortgages Reviews

Craig Brown

starstarstarstarstar (5)

Lee was excellent at getting me my mortgage always on available to answer any questions I had and got me the best mortgage possible highly recommended