From your first home to a complex case, we find the right lender for your situation, not the easiest one to recommend.
No fee for the initial consultation · £299 broker fee only on formal mortgage offer · FCA authorised FRN 762513
Every review reflects a real client experience. We do not select or filter the reviews displayed.
We explain every step, identify suitable lenders and handle the application from start to finish.
Explore
Fixed rate ending, releasing equity or consolidating debt. We review a broad range of lenders.
Explore
Single properties, portfolio landlords, limited company structures and HMOs.
Explore
Sole traders, directors and contractors assessed on SA302s, not payslips.
Explore
Upsizing, downsizing or porting your current deal. We compare porting against the full market.
Explore
Adverse credit, unusual properties, applications previously declined by lenders.
Explore
Woodhall Mortgages is a whole-of-market mortgage broker based in Halifax, West Yorkshire. We have been providing FCA regulated mortgage advice since 2016, from straightforward first-time buyer purchases to complex cases involving adverse credit, unusual properties and specialist income. Our mortgage advisers are based in Halifax and work with clients across Calderdale, West Yorkshire and throughout the UK.
Most clients come to us after a high street bank has either declined them or offered a product that does not fit. Our job is to find the right lender for your actual circumstances. We consider a broad range of lenders, including those that do not accept direct applications.
You deal with one adviser throughout. No handoffs, no call centres, no repeating yourself.
Woodhall Mortgages is a whole-of-market, FCA-regulated mortgage broker (FRN 762513) established in Halifax, West Yorkshire in 2016. We are not tied to any lender or panel and consider a comprehensive range of mortgages from across the market. We specialise in cases that do not fit standard lender criteria: self-employed applicants with one or two years of accounts, adverse credit including CCJs and defaults, later-life lending, key worker mortgages, first-time buyers using government schemes, and complex income structures. Our broker fee is £299, payable only on receipt of a formal mortgage offer. The initial consultation is free and without obligation. We may also receive commission from lenders, which is disclosed before you proceed. Not all lenders or products may be included.
A short conversation clarifies your options and which lenders are likely to consider your application. No fee, no obligation to proceed.
No fee for the initial consultation. A non-refundable £299 broker fee is payable on receipt of a formal mortgage offer (only if you choose to proceed).
Four stages. We handle each one and keep you informed at every step.
We discuss your circumstances and what realistic options look like. No fee at this stage.
We identify lenders whose criteria match your income, credit profile and property type. No hard search at this stage.
We prepare everything and manage the process with the lender on your behalf throughout.
The lender issues a formal mortgage offer. The £299 fee becomes payable here, only if you proceed.
Checkmyfile combines data from all three major UK credit reference agencies so you can see exactly what lenders will see before any application is submitted.
We may receive a referral commission if you use Checkmyfile. This does not affect the cost to you or the advice we provide.
If your situation does not fit the standard template, a whole-of-market broker adds the most value.
Tell us about your situation and we will identify the lenders most likely to consider your application, before any hard search is run on your credit file.
No fee for the initial consultation. A non-refundable £299 broker fee is payable on receipt of a formal mortgage offer (only if you choose to proceed). We may also receive commission from lenders. Your home may be repossessed if you do not keep up repayments on your mortgage.
Get Your Free Mortgage ConsultationWoodhall Mortgages is authorised and regulated by the Financial Conduct Authority. Firm reference number 762513. Woodhall Mortgages is a whole-of-market mortgage broker. We consider a broad range of mortgages from across the market, but not all lenders or products may be included.
No fee for the initial consultation. A non-refundable broker fee of £299 is payable on receipt of a formal mortgage offer (only if you choose to proceed). We may also receive commission from lenders; this does not affect the advice you receive. Your home may be repossessed if you do not keep up repayments on your mortgage.
Buying a home or reviewing your mortgage can feel complicated, but it doesn’t have to be. A quick conversation can give you clarity on your options, your budget, and the next realistic steps. There is no obligation and no pressure, just straightforward guidance tailored to you. Complete the short form below and we will be in touch to help you move forward with confidence.
