From your first home to a complex case, we look for the lender whose criteria fit your situation, not just the first one that comes to mind.
No fee for the initial consultation · typical fee £299, payable on receipt of a formal mortgage offer · FCA authorised FRN 762513
What clients have said after working with us. Reviews reflect individual experiences and do not guarantee outcomes.
We explain every step, identify suitable lenders and handle the application from start to finish.
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Fixed rate ending, borrowing more or consolidating debt. We compare a broad range of lenders.
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Single properties, portfolio landlords, limited company structures and HMOs.
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Sole traders, directors and contractors, assessed on tax calculations, accounts or day rates.
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Upsizing, downsizing or porting your current deal. We compare porting against the full market.
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Adverse credit, self-employed income and applications previously declined by lenders.
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Woodhall Mortgages is a whole-of-market mortgage broker based in Halifax, West Yorkshire. We have been providing FCA regulated mortgage advice since 2016, from straightforward first-time buyer purchases to complex cases involving adverse credit and less straightforward income. Our mortgage advisers are based in Halifax and work with clients across Calderdale, West Yorkshire and throughout the UK.
Some clients come to us first. Others come after a high street bank has declined them or offered something that does not fit. Either way, our job is to find lenders whose criteria suit your actual circumstances. We consider a broad range of lenders, including those that do not accept direct applications.
You deal with one adviser throughout, so you never have to explain your situation twice.
Woodhall Mortgages is a whole-of-market, FCA-regulated mortgage broker (FRN 762513) established in Halifax, West Yorkshire in 2016. We are not tied to any lender or panel and consider a comprehensive range of mortgages from across the market. We regularly help with cases that do not fit standard lender criteria: self-employed applicants with one or two years of accounts, adverse credit including CCJs and defaults, older borrowers, key worker mortgages, first-time buyers using government schemes, and complex income structures. We normally charge a fee which is dependent on your circumstances; however, a typical fee is £299, payable on receipt of a formal mortgage offer. This fee is non-refundable once the offer has been issued. The initial consultation is free and without obligation. We may also receive commission from lenders, which is disclosed before you proceed. Woodhall Mortgages considers a comprehensive range of mortgages from across the market, but not deals that can only be obtained by going directly to a lender.
A short conversation clarifies your options and which lenders are likely to consider your application. No fee, no obligation to proceed.
No fee for the initial consultation. We normally charge a fee which is dependent on your circumstances; however, a typical fee is £299, payable on receipt of a formal mortgage offer. This fee is non-refundable once the offer has been issued.
Four stages. We handle each one and keep you informed at every step.
We discuss your circumstances and what realistic options look like. No fee at this stage.
We identify lenders whose criteria match your income, credit profile and property type. No hard search at this stage.
We prepare everything and manage the process with the lender on your behalf throughout.
The lender issues a formal mortgage offer. Our fee becomes payable at this point.
Checkmyfile combines data from all three major UK credit reference agencies so you can check what each agency holds about you and fix mistakes before you apply.
We may receive a referral commission if you use Checkmyfile. This does not affect the cost to you or the advice we provide.
If your situation does not fit the standard template, a whole-of-market broker adds the most value.
Tell us about your situation and we will identify the lenders most likely to consider your application, before any hard search is run on your credit file.
No fee for the initial consultation. We normally charge a fee which is dependent on your circumstances; however, a typical fee is £299, payable on receipt of a formal mortgage offer. This fee is non-refundable once the offer has been issued. We may also receive commission from lenders. Your home may be repossessed if you do not keep up repayments on your mortgage.
Get Your Free Mortgage ConsultationWoodhall Mortgages is authorised and regulated by the Financial Conduct Authority. Firm reference number 762513. Woodhall Mortgages is a whole-of-market mortgage broker. Woodhall Mortgages considers a comprehensive range of mortgages from across the market, but not deals that can only be obtained by going directly to a lender.
No fee for the initial consultation. We normally charge a fee which is dependent on your circumstances; however, a typical fee is £299, payable on receipt of a formal mortgage offer. This fee is non-refundable once the offer has been issued. We may also receive commission from lenders; this does not affect the advice you receive. Your home may be repossessed if you do not keep up repayments on your mortgage.
Buying a home or reviewing your mortgage can feel complicated, but it doesn’t have to be. A quick conversation can give you clarity on your options, your budget, and the next realistic steps. There is no obligation and no pressure, just straightforward guidance tailored to you. Complete the short form below and we will be in touch to help you move forward with confidence.
