Get the right remortgage advice

You’d shop around for the best deal on your car insurance or mobile phone contract, so why wouldn’t you do the same for possibly the biggest investment you’ll make in your life – your mortgage? Sticking with your current lender may seem the least hassle but is it the right thing to do?

There are plenty of good reasons to consider remortgaging your property. Perhaps your current deal is coming to an end and you’re about to get a run-of-the-mill standard variable rate dumped on you? Perhaps your property value has rocketed and you’re now eligible for a lower rate, or your circumstances have changed and you wish to switch from interest-only to a repayment mortgage? Or maybe you need to borrow for a wedding or to make home improvements?

Whatever your reasons, remortgaging can save you a large amount of money, but don’t switch for the sake of it. If your remaining mortgage is small the additional fees may not make the change worth it, you may already be on the best deal, or maybe your credit score has gone down since taking out your last mortgage. There are so many things to think about. Call one of our advisors today to discuss your options.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Speak to an advisor

Why not arrange an informal chat with one of our advisors today?

Our qualified independent advisors can give you a call or pay a home visit to discuss your mortgage or protection needs.

Why Remortgage?

New products and deals are constantly flooding the market. You’d shop around for a new mobile phone contract or your car insurance – why wouldn’t you do the same for your mortgage? Significant monthly savings could be made.

Perhaps you want to go travelling for a year or go to university? You may wish to switch to a more flexible mortgage that will let you take payment holidays. Or maybe you want to switch from interest-only to a repayment mortgage? If your life circumstances change – your mortgage should too.

If you want to raise capital, for example, to fund a property refurbishment or buy a car, and there’s sufficient equity in your property, the majority of lenders will happily assist providing you meet the usual lending requirements.

Testimonials

Woodhall made the whole process so easy; no hassle, no stress and most importantly they didn't pressure you in to anything. Chris and Luke really have your best interests at heart, ensuring you have all the information you require as well as the best deals. It also helped that they were readily contactable at all times,

Mr J Taylor