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Mortgage Broker In Chelmsford -Friendly Mortgage Advisors In Chelmsford

We Aim To Get You The Best Deal

Whole of the market advice

We do all the paper work for you

Mortgage broker in Chelmsford Mortgage Advisor Chelmsford

Are you in need of Mortgage Advice in Chelmsford?

We are an independent mortgage broker in Chelmsford that looks over the whole of the home mortgage market to bring you the best mortgage as well as insurance coverage products to fit your individual needs. Our skilled experts are right here to help you move right into your desire home. Friendly, fast as well as problem-free, our solution is readily available to all. We browse the “whole of the market”, implying we won’t quit looking till we locate the mortgage to suit your scenario.


There are many things to take into consideration when discovering the right economic product, which is why we prefer to meet face to face to place you at ease as well as answer all your questions. That is why you need a local home mortgage broker in Chelmsford. We’re not simply ‘entire market suppliers’– we’re full-service carriers; we will be there for you every step of the means till completion and past.

We Are A Mortgage Broker In Chelmsford - We Cover Chelmsford, Essex And The Surrounding Area.

You might be tempted to go to your own bank as the first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal, it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to home ownership. We pride ourselves on making life easier for you and helping you understand how to navigate what can be a complex, jargon-filled industry. This is the advantage of seeing a local mortgage broker In Chelmsford.

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Woodhall Mortgages –

Mortgage Broker in Chelsmford


Call us: 0333 772 0330

Why Choose Woodhall Mortgages?

Woodhall Mortgages prides itself in delivering honest and straightforward services and advice to prospective home-owners. We are an independent mortgage broker in Chelmsford specialising in residential mortgages, Buy-To-Let mortgages and remortgages.  We cover Chelmsfor and the rest of Essex. Our mortgage specialists search the market for the most competitive interest rates, while also offering our clients a variety of financial solutions. Our goal is to make opening a mortgage account at any stage of life easy, efficient, transparent, and hassle-free.

Mortgage broker in Chelmsford mortgage advisor Chelmsford

As your local Mortgage Broker in Chelmsford, we take the time to get to know you and your personal circumstances so that we can provide you with sound financial solutions for your mortgage, life cover, and anything else financial in between. Being a small but experienced team of mortgage advisors means two things – you will always know who you are talking to, and we can really get to know you.

How To Get A Mortgage In Chelmsford

Getting A Mortgage Made Easy

The 7 simple steps of the process of the house buying process with a mortgage broker in Chelmsford

1) Work out a budget for your new home

This includes finding out the current worth of your existing house and just how much you can obtain. Your credit history, incomings and also outgoings play an important role in computing cost.  As a mortgage broker in Chelmsford we can help you work out you affordability.

2) Find your dream property and make an offer

Where do you wish to move to? How many bedrooms would you like? Do you want a yard, a garage, accessibility to a local school? Once you have actually discovered your best house it’s time to make a deal.

3) Arrange your new mortgage

Tell us when you have actually made an offer and we’ll find you the most appropriate deal we can. You’ll require to designate a solicitor to look after the sale of your present home in addition to the acquisition of your new one. We will certainly require his or her details to proceed.

4) Surveys and contracts

A survey is usually carried out by the lender for peace of mind. This is usually paid for up front by the borrower. If the results are satisfactory to all then a Contract for Sale can proceed. It agrees a price and completion date.

5) Selling your home

Don’t neglect that selling your existing home might take a while. Are you planning to move after you sell? You might need to rent before moving into your new residential or commercial property or take out a Bridging Loan.

6) Completion and moving in

Prior to completion, your solicitor must formally request the finance funds from your lender. When this is attained it is just a matter of grabbing your new keys and moving into your new home!

7) Get the keys!

Just before completion, your solicitor needs to formally ask for the funding funds from your lender. Once this is attained it’s a matter of picking up your brand-new secrets and relocating to your new residence!

F.A.Q.s About Woodhall Mortgages

As your Mortgage Broker in Chelmsford, we carry out a Fact Finder to establish your personal requirements before we suggest the most appropriate mortgage for your needs. A credit check is then needed for an Agreement in Concept. A formal home mortgage offer can be issued as soon as you have provided all the relevant documents and an appraisal of the home has been undertaken with the mortgage.

To avoid possible frustration, we recommend you acquire an agreement in Principle prior to you start viewing homes in Chelmsford and the surrounding areas. At the very least you must get one prior to making an offer which can assist your bargaining position when purchasing a home. So if your looking for a mortgage broker in Chelmsford we can help.

Typically, a mortgage in principle is valid for up to 90 days. If it expires before you need it, you can quite easily reapply, but be careful not to request too many mortgages in principle, as too many credit searches could end up damaging your credit profile.

It may be possible to get a second mortgage on your home in Chelmsford for things like debt consolidation or home improvements/renovations. It may also be possible to take out a mortgage on a 2nd residential or commercial property if you’re wanting to use it for yourself, a relative, a vacation or a Buy to Let.

The minimum deposit when purchasing a house in Chelmsford with high street lenders is typically 5%. This can be higher if you have had previous credit problems.

It’s usually three payslips for an employee to prove income and the latest 2 years of accounts for Self Employed. You will also need to produce proof of ID, address and 3 months bank statements.

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Mortgage Broker In Chelmsford


Mortgage Broker Chelmsford
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Why Chelmsford Is A Great Place To Live

Chelmsford is a nice place to live and work. The fact that it has been named as one of the top three places to live in Essex is certainly testament to this. With its welcoming community spirit, fantastic choice of outstanding schools, local shops and fascinating history and culture, it’s no wonder that Chelmsford was granted city status in 2012.


Chelmsford, is a city that has it all – this alternative to London is packed with opportunities for change within the county and beyond. With lots of green spaces, some incredible shopping and exceptional leisure facilities, there’s no doubt that Chelmsford is the place to be!


Chelmsford is the perfect place for all sorts of property seekers, whether that’s families, commuters or someone looking to invest. One can find a wide range of housing options in Chelmsford and you could even end up with a Grade II listed building!


Chelmsford train station is conveniently located in the heart of town and offers a number of reliable train services, including direct trains to London, as well as other places outside of the capital such as Braintree, Clacton-on-Sea, Norwich and Ipswich.  Chelmsford is also just 20 minutes from Stansted Airport.


To learn more about living in Essex have a look at the Chelmsford City Council website.   if your looking to buy property in Essex, we are the Mortgage Broker In Chelmsford that can help make that happen

Chelmsford Museum Mortgage Broker in Chelmsford

Chelmsford Museum

Chelmsford Museum reopened in 2019 to take you through Chelmsford's history, from the Ice Age, right through to the present day. From the chance to see a mammoth, or watch a princely Anglo-Saxon buriel, to finding out what used to be on your street, the museum has something for everyone. See the Story of Chelmsford from Prehistory to present day, Chelmsford's Potters such as Grayson Perry, Bright Sparks and the Natural World.

Boreham House Mortgage Broker in Chelmsford

Boreham House

Audley End House is a largely early 17th-century country house outside Saffron Walden, Essex, England. It is a prodigy house, a palace in all but name and renowned as one of the finest Jacobean houses in England.

Chelmsofrd Cathedral Mortgage Broker in Chelmsford

Chelmsford Cathedral

Chelmsford Cathedral in the city of Chelmsford is dedicated to St Mary the Virgin, St Peter and St Cedd. It became a cathedral when the Anglican Diocese of Chelmsford was created in 1914 and is the seat of the Bishop of Chelmsford.

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