Last reviewed: May 2026
Woodhall Mortgages provides whole-of-market mortgage advice across Kensington, Notting Hill, South Kensington and the wider Royal Borough. Whatever the transaction, we search the full market for a lender suited to your circumstances, subject to lender criteria and product availability.
Free initial consultation. A fee of £299 is payable on receipt of a formal mortgage offer if you choose to proceed.
Woodhall Mortgages advises clients across Kensington, Notting Hill, South Kensington and the wider W8 and W11 area on residential purchase, remortgage, buy-to-let and higher-value mortgage applications. Advice is fully remote by phone, video and email. Call 01422 354011 or use the form below.
Kensington and the surrounding Royal Borough have some of the highest property values in London. Finding the right lender for those circumstances requires access beyond the standard high street panel, which is exactly what whole-of-market advice provides.
Woodhall Mortgages is a whole-of-market mortgage broker. We are not restricted to a single lender or a limited panel. We work with buyers across Kensington, Notting Hill, South Kensington and the wider Royal Borough of Kensington and Chelsea, considering mortgages from across the market, subject to lender criteria and product availability.
Everything is done by phone, video, or email. No meetings needed. The lender access and advice quality are the same for a buyer in Kensington as for a client anywhere else in the country. Call 01422 354011 or fill in the form below.
We assist with the full range of mortgage types relevant to buyers, movers, remortgage applicants and landlords across W8, W11, SW7 and the wider Royal Borough.
From a flat in South Kensington to a stucco townhouse on a garden square in W8. We identify lenders suited to the property type, purchase price and your income profile.
Fixed rate ending or looking to release equity in your Kensington property. We search the full market and manage the switch, subject to lender criteria and product availability.
Purchasing or remortgaging a buy-to-let property in Kensington or Notting Hill. We advise on lender criteria, rental yield requirements and product options for W8 and W11 properties.
We explain deposit requirements, lender eligibility and guide you from decision in principle to offer. Earl's Court and North Kensington offer more accessible entry points into the Royal Borough.
Properties across Kensington and Notting Hill regularly fall outside standard lender criteria. We identify specialist lenders for larger loan amounts, subject to individual circumstances and lender assessment.
Many Kensington buyers have complex income structures. We identify self-employed mortgage lenders whose assessment approach fits your situation.
Kensington covers the W8 postcode district in the Royal Borough of Kensington and Chelsea, west London.
The W8 postcode has large stucco terraces, Victorian mansion blocks, mews houses and garden square properties as its dominant housing stock. High Street Kensington runs through the area and provides District and Circle line access. Kensington Palace and Kensington Gardens sit to the north, which makes the neighbourhood noticeably greener and quieter than most of inner west London.
South Kensington (SW7), to the south, is where the Natural History Museum, the Victoria and Albert Museum and the Science Museum sit within a few streets of each other. Victorian mansion blocks and period conversions make up most of the residential stock there, with strong District, Circle and Piccadilly line connections. Notting Hill (W11), to the north, is a different kind of market: Portobello Road runs through it, the annual Carnival defines it culturally, and the housing mix ranges from relatively modest flats at the northern end to very large period houses on the garden squares. Holland Park, on the western edge of the borough, has large detached and semi-detached Victorian houses and very little turnover.
Property values span a wide range across the Royal Borough. Earl's Court and North Kensington give buyers an entry into the borough at more accessible price points. Holland Park and the garden squares of W8 sit at the other end. That gap matters for mortgage purposes because it means a different lender profile for each part of the area.
Enter your income and deposit to see which parts of the Royal Borough fall within your budget. Each area shows indicative price ranges, what the market is like and an estimated monthly repayment. For a full calculation use our mortgage calculator.
We advise clients across all parts of Kensington and the wider Royal Borough of Kensington and Chelsea. Our advice is not restricted to any single postcode or neighbourhood.
The core W8 postcode. Large period terraces, mansion blocks and mews houses alongside Kensington Palace and Kensington Gardens. Consistently high demand with a price point to match.
Portobello Road, the annual Carnival and a housing market that spans modest flats at the northern end to large period houses on the garden squares. Two very different markets in one postcode.
Victorian mansion blocks and period conversions around the museums quarter. District, Circle and Piccadilly line access. Consistently popular with professionals and international buyers.
Large detached and semi-detached Victorian houses, formal park gardens and very little new development. Properties change hands infrequently and at prices that typically require specialist lender assessment.
A more varied market than core W8. Victorian terraces and a wider price spectrum. A more accessible entry into the Royal Borough for buyers who want the postcode without the garden square price tag.
Victorian mansion conversions and period flats. Strong District and Piccadilly line connections. The most accessible part of the Royal Borough by price and the starting point for many first-time buyers in the area.
We also cover the wider west London area including Fulham, Wimbledon, Richmond and Chelsea.
Call 01422 354011 or use the form below to discuss your Kensington or Notting Hill mortgage.
Speak to an AdvisorWhether you are buying in W8 or remortgaging in Notting Hill, you get the same advice and the same lender access.
We discuss your circumstances, the property you have in mind and your budget. No fee. No obligation.
We search the full market and explain the options relevant to your circumstances, subject to lender criteria and product availability. For higher value W8 cases this includes specialist lenders where relevant.
We submit and manage the application through to formal offer. A fee of £299 is payable on receipt of a formal offer if you choose to proceed.
Or call 01422 354011
We work with buyers, movers and landlords from Halifax to London and across England. Read what our clients say about the Woodhall Mortgages experience.
Reviews reflect individual experiences and do not guarantee similar outcomes.
A mortgage broker or mortgage advisor in Kensington assesses your income, deposit and circumstances, researches lenders across the full market and recommends suitable products. In a market like Kensington, that often means identifying whether specialist lenders are more appropriate than high street options. Here are the questions we are most commonly asked.
We search the full mortgage market for buyers, movers, remortgage applicants and landlords across Kensington, Notting Hill and the wider Royal Borough. Call 01422 354011 or use the form below for a free initial consultation.
A fee of £299 is payable on receipt of a formal mortgage offer if you choose to proceed. Full fee details will be provided before any charge becomes due. This fee is non-refundable once charged. We may also receive commission from the lender.
Speak to an AdvisorFinancial promotion. Woodhall Mortgages is authorised and regulated by the Financial Conduct Authority (FRN 762513). As a whole-of-market mortgage broker, we consider mortgages from across the market, subject to lender criteria and product availability. A fee of £299 is payable on receipt of a formal mortgage offer if you choose to proceed. Full fee details will be provided before any charge becomes due. We may receive commission from the lender, disclosed before you proceed. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
If your circumstances involve financial difficulty, ill health, bereavement, or caring responsibilities, please let us know so we can support you appropriately.
Buying a home or reviewing your mortgage can feel complicated, but it doesn’t have to be. A quick conversation can give you clarity on your options, your budget, and the next realistic steps. There is no obligation and no pressure, just straightforward guidance tailored to you. Complete the short form below and we will be in touch to help you move forward with confidence.
