Our approach

As a completely impartial, independent and family-run business from West Yorkshire, we have no hidden affiliations and will always steer you to the best deal we can find. We are a “whole market provider”, meaning we will search every available deal until we find the right one for you and your unique set of needs and circumstances. There are so many things to consider when buying a property that it’s hard sometimes to know where to start. At Woodhall we aim to take the stress out of the process and let you get on with finding your dream home and moving in.

Our aim is to find you the best deal

You might be tempted to go to your own bank as a first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to home ownership. We pride ourselves on making life easier for you, and helping you understand how to navigate what can be a complex, jargon-filled industry.

Whole market providers

We won’t stop until we find the very best available deal

Let us come to you

Leave us your details and a friendly advisor will call for a no-obligation chat

Guidance from start to finish

Your dedicated advisor will be on call to guide you every step of the way

The Woodhall Way

There are so many things to consider when finding the right financial product, which is why we prefer to meet face to face to put you at ease and answer all your questions. We’re not just ‘whole market providers’ – we’re full service providers; we will be there for you every step of the way until completion and beyond.

  • 1
    Meeting in person
    Website mortgage calculators are too simplistic to take into account the many intricacies of your personal situation. That’s why it’s so important to meet an advisor face to face. We will meet up at a place and time convenient to you, discuss your aims, goals, and circumstances, and tailor our advice accordingly. Different lenders assess affordability in different ways; together we will work out how much you can borrow for your mortgage, how much it will cost in the long term, and what your monthly payments will be.
  • 2
    Mortgage approval
    As whole market providers we’ll search every applicable financial product available for your situation. Once we’ve established the maximum loan amount we can find you, we will explain all the costs for buying a house so you’re fully armed with the facts. We will show you what the monthly payments will be and if you’re happy to proceed we will arrange your mortgage approval to show the estate agents you can get a mortgage. The next step is the fun part - house hunting.
  • 3
    Find a house
    So you’ve found a property you like and placed an offer, which has been accepted. It’s time to book another meeting with Woodhall to finalise the arrangements and get a good look at the details of your new mortgage. We will then produce the mortgage application and send it to the lender. By this stage we will know enough about you and your circumstances to be able to field any questions that the lender may need resolving – leaving you to get on with your lives. Before long you will receive your offer and approval documents by post.

Testimonials

I approached Woodhall Mortgages through a recommendation of a friend. They found me a deal which was a lot cheaper than what my bank offered for the purchase of my house. They were happy to meet in the evening to sort everything out and took care of everything from start to finish for us. Always easily contactable and there to answer questions throughout.

Mr F Swarbrooke