A MORTGAGE is arguably the biggest financial commitment you’ll ever make, so understanding the options available to you is extremely important. One of the biggest decisions you face when choosing a mortgage is whether you should go for a fixed or variable rate.
THE CORONAVIRUS (COVID-19) pandemic led to a reduction in the availability of high loan-to-value (LTV) mortgage products, particularly for prospective homebuyers with only a 5% deposit with the help of the mortgage guarantee scheme. This has resulted in many households being unable to get onto the housing ladder. Access to finance and affordability play a… Continue reading MORTGAGE GUARANTEE SCHEME – Need Help To Buy Your First Home With A 5% Deposit?
MANY FIRST-TIME BUYERS hope to make this year the year they get on the property ladder, thanks to the increasing availability of 95% mortgages. But while there are higher numbers of suitable mortgages available, there’s no guarantee you’ll be approved. To improve your chances, here are five of our top tips. 1. REGISTER TO VOTE… Continue reading 5 First-Time Buyer Tips For Success In The UK
It used to be that you worked hard, burned your mortgage and burned the papers in the front yard and partied. That doesn’t happen too much these days. So is paying off your mortgage early a good idea? Very few people stay in their home long enough today to pay off a 30-year mortgage. If… Continue reading Is Paying Off Your Mortgage Early A Good Idea?
As a first-time buyer it’s easy to make mistakes early on in the home buying process it’s exciting buying your first home but don’t let it get the better of you. In this article, we will discuss the seven biggest first-time buyer mistakes and how to avoid them, let’s get to it. We want to… Continue reading First Time Buyer Mistakes UK | Top 7 Mistakes to Avoid