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Mortgage Broker Halifax - Friendly Mortgage Advisor Halifax

Are you in need of Mortgage Advice in Halifax?

We are an independent, family-run business that searches the whole of the mortgage market to bring you the very best mortgage and insurance products to suit your personal needs. Our experienced advisors are here to help you move into your dream home. Friendly, fast and hassle-free, our service is available to all. We search the “whole of the market”, meaning we won’t stop looking until we find the very best deal to suit your circumstances.

 

There are so many things to consider when finding the right financial product, which is why we prefer to meet face to face to put you at ease and answer all your questions. That is why you need a local mortgage broker in Halifax. We’re not just ‘whole market providers’ – we’re full-service providers; we will be there for you every step of the way until completion and beyond. 

We Are A Mortgage Broker In Halifax - We Cover Halifax And The Surrounding Area.

You might be tempted to go to your own bank as the first port of call, but banks have a vested interest in offering only their own products. For the best possible chance of finding a great deal, it’s been shown time and again that independent advice is the way forward. Woodhall Mortgages are always available for a no-obligation, informal chat to get the ball rolling. We will assign you your own dedicated advisor from start to finish, to be ready at all times to take your calls, answer your questions, and guide you on your journey to homeownership. We pride ourselves on making life easier for you and helping you understand how to navigate what can be a complex, jargon-filled industry. This is the advantage of seeing a local mortgage broker Halifax

Call Us Today For a Free Initial Mortgage Consultation

The 3 simple steps of the mortgage process

1) Meeting In Person & Online

We are an independent, family-run business that searches the whole of the mortgage market to bring you the very best mortgage and insurance products to suit your personal needs. Our experienced advisors are here to help you move into your dream home. Friendly, fast and hassle free, our service is available to all. We search the “whole of the market”, meaning we won’t stop looking until we find the very best deal to suit your circumstances.

There are so many things to consider when finding the right financial product, which is why we prefer to meet face to face to put you at ease and answer all your questions. We’re not just ‘whole market providers’ – we’re full service providers; we will be there for you every step of the way until completion and beyond. 

2) Mortgage Approval

We are an independent, family-run business that searches the whole of the mortgage market to bring you the very best mortgage and insurance products to suit your personal needs. Our experienced advisors are here to help you move into your dream home. Friendly, fast and hassle free, our service is available to all. We search the “whole of the market”, meaning we won’t stop looking until we find the very best deal to suit your circumstances.

There are so many things to consider when finding the right financial product, which is why we prefer to meet face to face to put you at ease and answer all your questions. We’re not just ‘whole market providers’ – we’re full service providers; we will be there for you every step of the way until completion and beyond. 

3) Find A House

We are an independent, family-run business that searches the whole of the mortgage market to bring you the very best mortgage and insurance products to suit your personal needs. Our experienced advisors are here to help you move into your dream home. Friendly, fast and hassle free, our service is available to all. We search the “whole of the market”, meaning we won’t stop looking until we find the very best deal to suit your circumstances.

There are so many things to consider when finding the right financial product, which is why we prefer to meet face to face to put you at ease and answer all your questions. We’re not just ‘whole market providers’ – we’re full-service providers; we will be there for you every step of the way until completion and beyond. This is the advantage of seeing a mortgage broker Halifax.

F.A.Q.s About Woodhall Mortgages

As your Mortgage Broker in Halifax, we carry out a Fact Finder to establish your personal requirements before we suggest the most appropriate mortgage for your needs. A credit check is then needed for an Agreement in Concept. A formal home mortgage offer can be issued as soon as you have provided all the relevant documents and an appraisal of the home has been undertaken. with the mortgage.

To avoid possible frustration, we recommend you acquire an agreement in Principle prior to you start viewing homes in Halifax and the surrounding areas. At the very least you must get one prior to making an offer which can assist your bargaining position when purchasing a home.

Typically, a mortgage in principle is valid for up to 90 days. If it expires before you need it, you can quite easily reapply, but be careful not to request too many mortgages in principle, as too many credit searches could end up damaging your credit profile.

It may be possible to get a second mortgage on your home in Halifax for things like debt consolidation or home improvements/renovations. It may also be possible to take out a mortgage on a 2nd residential or commercial property if you’re wanting to use it for yourself, a relative, a vacation or a Buy to Let.

The minimum deposit when purchasing a house in Halifax with high street lenders is typically 5%. This can be higher if you have had previous credit problems.

It’s usually three payslips for an employee to prove income and the latest 2 years’ accounts for Self Employed. You will also need to produce proof of ID, address and 3 months’ bank statements.

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Woodhall Mortgages

Croft Myl

W Parade 

Halifax 

HX6 2EQ

Call us: 01422 354011

info@woodhallmortgages.co.uk

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Eureka - Mortgage Broker Halifax

Eureka! The National Children's Museum

Eureka! The National Children's museum is a unique interactive educational museum for young people in Halifax with a specific focus on learning through play. It is run by a not-for-profit charity and is open to the community. It is very easy to get to ass it is right next to Halifax train station.

The Piece Hall - Mortgage Broker Halifax

The Piece Hall

The Piece Hall Halifax has been home to popular live music and comedy venues since the seventeenth century. It is at the corner of King Street in Halifax city centre. The Halifax area has grown rapidly and now includes many popular shopping and nightlife areas. From it's industrial begins, The Piece Hall now is the home to many shops, food stands and has large music events held in the structure itself.

Shibden Hall - Mortgage Broker Halifax

Shibden Hall

Shibden Hall is a Grade II listed historic home built in a historical park in the centre of Halifax, West Yorkshire, England, originally built as a cattle market. It was one of two market squares in West Yorkshire. In the mid-nineteenth century the building was modified and became one of the most important public houses in West Yorkshire. It is now a fully restored historic building known as the popular Tudor house.

Why Halifax is a great place to live?

Halifax is Calderdale’s largest town, with stunning Victorian architecture and a strong industrial heritage. It is home to the unique Piece Hall, Eureka! The National Children’s Museum, and the Halifax Minster. You will also find markets, independent and high street shops, theatres and many great places to eat and drink.

 

Halifax is Calderdale’s largest town and has one of the most complete Victorian townscapes in Britain. That means there are iconic buildings at practically every corner you turn and the museums are hardly in short supply. From the unique Grade I-listed Piece Hall to Halifax Minster, one of the finest buildings in Yorkshire, this is a town immensely proud of its heritage.

 

Halifax doesn’t have a reputation as a tourist town. Although, there is the Piece Hall development, the Square Chapel development, the Eureka children’s museum, the Minster, the Victoria Theatre, the Comedy Festival, the Heritage Festival and the Industrial Museum renovation so there’s a huge leisure resource developing in Halifax.’ 

 

There is a music scene. Vinyl shops have been spotted. Avocado toast is for sale. There are ironic whiskers here and there, but many commute to Leeds, Hebden Bridge or Manchester, where property prices are less kind.  If you are thinking of moving to Halifax or the surrounding areas and looking for a mortgage broker Halifax give us a call and we can help you with the process with our expertise and local knowledge.

 

Halifax caters for all ages so inquisitive little minds won’t have time to get bored. Whether your mini explorers would be more at home among the many woodland trails or love the hands-on learning at Eureka! The National Children’s Museum, there’s plenty to keep families of all sizes busy – whatever the weather.

 

All that sightseeing will make for thirsty work – you’ll need to re-fuel. Halifax is home to a broad selection of fine cafes, restaurants and bars. In fact, so proud of its delicious produce, the town hosts an annual food and drink festival, held every July. During a visit, be sure to indulge in a sprawling afternoon tea, dine on cuisine from around the world or relax and sip on local ale.

 

Halifax is a great place to live so if your thinking of buy property in Halifax or the surrounding area, speak to one of our mortgage advisor Halifax.

 

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Main Office

01422 354011

info@woodhallmortgages.co.uk