Critical Illness Insurance

A lot of us can’t predict what’s looming ahead of us when it comes to our health. Sometimes very serious sicknesses leave an untrodden path along which most people haven’t traveled regardless of how healthy they’ve always been in the past. If you were ill all of a sudden and couldn’t work anymore (for any reason) what would you do financially? Would you be able to pay your loans / mortgage or rent on time, or have the funds available for day-to-day expenses? These are things that might arise if you don’t have enough savings set aside especially in case something unexpected happens. So before anything bad does happen, take some time off to think carefully about contingencies so you don’t let financial problems overtake your life when tragedy strikes.

We’re here to help you answer that question with a side-by-side comparison of all the products on the market . The first thing you’ll want to decide is what size of payout amount is best for your situation. Our advisors can help you decide what is the right for your situation and help you get the right cover for you

Critical illness lump sums are not the same as life insurance policies, which pay money to a person or people you name after your death. You can use this money to clear debts, pay bills, or adapt your home to your own specific needs.

Some providers have maximum age limits on their policies, and some conditions may also be excluded from cover based on your medical history – it is best that you familiar yourself with all of these criteria in advance in case you find yourself taking out insurance in the future.  Our advisors can help go through everything with you so you can choose the cover that is right for you.