Should I Get A Fixed-Rate Mortgage?

A MORTGAGE is arguably the biggest financial commitment you’ll ever make, so understanding the options available to you is extremely important. One of the biggest decisions you face when choosing a mortgage is whether you should go for a fixed or variable rate.

MORTGAGE GUARANTEE SCHEME – Need Help To Buy Your First Home With A 5% Deposit?

THE CORONAVIRUS (COVID-19) pandemic led to a reduction in the availability of high loan-to-value (LTV) mortgage products, particularly for prospective homebuyers with only a 5% deposit with the help of the mortgage guarantee scheme. This has resulted in many households being unable to get onto the housing ladder. Access to finance and affordability play a… Continue reading MORTGAGE GUARANTEE SCHEME – Need Help To Buy Your First Home With A 5% Deposit?

5 First-Time Buyer Tips For Success In The UK

MANY FIRST-TIME BUYERS hope to make this year the year they get on the property ladder, thanks to the increasing availability of 95% mortgages. But while there are higher numbers of suitable mortgages available, there’s no guarantee you’ll be approved. To improve your chances, here are five of our top tips. 1. REGISTER TO VOTE… Continue reading 5 First-Time Buyer Tips For Success In The UK

Is Equity Release Good For Home Improvements?

“Is equity release good for home improvements?” This is a common question from potential buyers as they consider taking out a mortgage. Equity refers to any cash savings on your mortgage that you are able to take advantage of. By remortgage your house, you are able to release any existing equity in the property to… Continue reading Is Equity Release Good For Home Improvements?

How To Improve Your Credit Score? Top Tips You Need to Know

How to Improve your credit rating? If you are a victim of credit fraud, you may be thinking of how to improve your credit score. Many victims do not realise they have been a victim until it is too late. By that time the damage has already been done and it will take some time… Continue reading How To Improve Your Credit Score? Top Tips You Need to Know

Is Paying Off Your Mortgage Early A Good Idea?

It used to be that you worked hard, burned your mortgage and burned the papers in the front yard and partied. That doesn’t happen too much these days. So is paying off your mortgage early a good idea? Very few people stay in their home long enough today to pay off a 30-year mortgage. If… Continue reading Is Paying Off Your Mortgage Early A Good Idea?

How To Use Equity To Buy Investment Property | Property Investing | Mortgage Finance / Refinance

Equity is the difference between what your property is worth today minus your mortgage. How can you use this equity to buy investment property? That’s coming up after this. Hi. My name is Tony Law from Your First Four Houses and my channel is all about helping you achieve financial freedom through property. If this… Continue reading How To Use Equity To Buy Investment Property | Property Investing | Mortgage Finance / Refinance

First Time Buyer Mistakes UK | Top 7 Mistakes to Avoid

As a first-time buyer it’s easy to make mistakes early on in the home buying process it’s exciting buying your first home but don’t let it get the better of you. In this article, we will discuss the seven biggest first-time buyer mistakes and how to avoid them, let’s get to it.  We want to… Continue reading First Time Buyer Mistakes UK | Top 7 Mistakes to Avoid

How To Get A Buy-To-Let Mortgage

So how do you get a buy to let mortgage? Well if you’ve been considering buying an investment property and you have yet to take the first step to see if you qualify, it's easier than you may think, and this video is for you. I’m Andy from monoperty.com and on this channel I share… Continue reading How To Get A Buy-To-Let Mortgage

Mortgage Refinance Basics

A mortgage refinance is just that – a move to pay-off your mortgage by taking out a new loan on your home. Refinancing a mortgage therefore simply means replacing an old mortgage with a new one. Should You or Shouldn’t You? There’s no simple yes or no answer to this question. It would be better… Continue reading Mortgage Refinance Basics