Protecting your home – Buildings & Contents Insurance
Your property is greater than the sum of its parts. It’s a home. Unfortunately life has a habit of producing occasional unwelcome surprises and for this reason it makes sense to provide cover for all possibilities.
The difference between buildings and contents insurance is relatively simple. Buildings insurance covers all the non-moveable parts of your home such as the walls, roof, fixtures, fittings and essential bricks and mortar. If you own your property you’ll have to get buildings insurance by law, and this protects your home from fire, flood or other “acts of God”.
Contents insurance covers all the loose, removable parts of your property such as televisions, jewellery, laptops, dishwashers, furniture and anything else of value that can be stolen or destroyed in a fire or flood. Unlike buildings insurance it isn’t compulsory to have contents insurance, but the majority of homeowners prefer the peace of mind it provides.
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